Numbers Payments – Privacy Policy

Effective Date: January 1, 2026

Last Updated: January 1, 2026

Numbers Payments, Inc. ("Numbers Payments", "we", "us", or "our") respects the privacy of individuals and businesses that interact with our website, payment processing platform, APIs, dashboards, and related services (collectively, the "Services").

This Privacy Policy explains how we collect, use, disclose, and safeguard information when you access or use our Services. By using our Services, you agree to the practices described in this Privacy Policy.

1. Information We Collect

We may collect several types of information to provide and improve our Services.

Information You Provide Directly

When merchants, partners, or users interact with our Services, we may collect information such as:

  • Name and contact information
  • Email address and phone number
  • Business name and business address
  • Government identification or verification documents
  • Tax identification numbers
  • Ownership and beneficial ownership information
  • Bank account and settlement information
  • Merchant processing history

Transaction Information

When payment transactions are processed through our platform, we may collect transaction-related information, including but not limited to:

  • Transaction amount and date
  • Payment authorization and settlement details
  • Chargeback and dispute data
  • Fraud monitoring indicators
  • Payment routing and processor information

Numbers Payments does not store full primary card numbers except where necessary for tokenization, gateway functionality, or PCI DSS-compliant processing.

Automatically Collected Information

When users visit our website or interact with our Services, we may automatically collect technical information such as:

  • IP address
  • Browser type and version
  • Device identifiers
  • Operating system
  • Website usage data
  • Cookies and similar tracking technologies

2. How We Use Information

We may use collected information to:

  • Provide payment processing and related services
  • Onboard merchants and verify business identities (KYC)
  • Monitor transactions for fraud, risk, and compliance
  • Process transactions and facilitate settlement
  • Communicate with merchants and partners
  • Improve platform functionality and performance
  • Develop new financial tools and payment infrastructure
  • Comply with legal and regulatory obligations

3. Information Sharing

Numbers Payments may share information with third parties when necessary to provide the Services or comply with legal obligations.

Payment Infrastructure Partners

Information may be shared with payment ecosystem partners including:

  • Acquiring banks
  • Payment processors
  • Payment gateways
  • Card networks (e.g., Visa, Mastercard)
  • Fraud detection providers

Compliance and Identity Verification Providers

  • KYC and identity verification vendors
  • AML monitoring providers
  • Fraud and risk management tools

Legal and Regulatory Authorities

We may disclose information if required by law, subpoena, court order, or regulatory request, including requests from financial regulators or law enforcement agencies.

4. Cookies and Tracking Technologies

Our website may use cookies and similar technologies to enhance functionality and analyze usage. Cookies help us maintain sessions, understand website performance, and improve user experience.

Users may disable cookies through browser settings, although certain parts of the website may not function properly if cookies are disabled.

5. Data Security

Numbers Payments implements industry-standard safeguards to protect sensitive information, including:

  • Encryption of data in transit
  • Access control systems
  • Network security monitoring
  • Fraud detection and risk monitoring tools
  • PCI DSS-aligned payment handling practices

While we implement strong security measures, no internet transmission or storage system can be guaranteed to be completely secure.

6. Data Retention

We retain information as long as necessary to provide the Services, comply with legal obligations, resolve disputes, and prevent fraud.

Financial and transaction records may be retained for up to seven (7) years or longer if required by law or regulatory obligations.

7. International Data Transfers

Information collected through the Services may be transferred to and processed in countries other than the country where the user resides. These jurisdictions may have different data protection laws.

By using the Services, you consent to such cross-border transfers of information.

8. Third-Party Services

The Services may contain links to or integrations with third-party websites, software, or services. Numbers Payments is not responsible for the privacy practices of third parties.

Users should review the privacy policies of third-party providers before sharing information with them.

9. Children's Privacy

Our Services are not intended for individuals under the age of eighteen (18), and we do not knowingly collect personal information from minors.

10. Your Rights

Depending on applicable law, users may have rights to request access, correction, or deletion of personal information.

Requests regarding personal information may be submitted to:

privacy@numberspayments.com

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When changes occur, the "Last Updated" date will be revised.

Continued use of the Services after updates constitutes acceptance of the revised Privacy Policy.

12. Contact Information

Numbers Payments, Inc.
30699 Russell Ranch Rd, Suite 225
Westlake Village, CA 91362
privacy@numberspayments.com

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